Know every credit,
from first look to
final payment.
Credit AI builds a living research page for every company you hold or are evaluating. It pulls together data-site packages, SEC filings, financials, peers and macro data, surfaces the trends that matter, and ties every answer to the exact document and page it came from.
TODAY
Analysts pull compliance packages from data sites and filings from EDGAR, then read the PDFs by hand, every deal, every quarter.
THE COST
Financials, filings, peer data and macro trends live in different systems, so a weakening credit can go unnoticed until the next review.
WITH CREDIT AI
Every source on a credit is combined into one view, and AI turns it into a single, sourced insight, instead of analysts stitching it together themselves.
Research, portfolio management and
fundamental analysis, unified.
A general AI tool can summarize the PDF you upload. Credit AI gathers every source tied to a company on its own, reads all of it across every period, and connects what it finds to the credits you hold, so it can surface risks and trends no one had time to look for.
Every source tied to the company
Automated feeds from data sites such as SyndTrak and DebtDomain, SEC filings, data rooms, shared drives and any other source tied to the company. Each document is filed under the right company automatically, so nobody downloads PDFs by hand.
Every company has a standing file
Each company keeps its own research page with key stats, its peer set, macro drivers and its full document library, organized in a credit taxonomy we built with a working credit team. The history is there every time you open it.
Financials from wherever they live
Borrower reporting packages, SEC filings, market data or your own portfolio systems, including Olympus. Credit AI brings the numbers into one standard view, whatever the source, and pulls macro series from FRED.
Insight across the whole book
Because research and holdings sit together, Credit AI can look across every credit at once and flag a margin slide, a tightening covenant or a peer pulling ahead, with the source attached. It runs alongside Olympus Credit positions, trades and CLO compliance tests.
Multifaceted views of every credit, in one place.
Each company page brings together documents, filings, financials, portfolio data and macro data, and is configured around how your team covers credit.
AI insights that go beyond the numbers
Credit AI reads every period of every document word by word, so it catches what a human would need years of reading to see: margins drifting, customer concentration creeping up, a risk-factor paragraph quietly rewritten. Each insight links straight to the page it came from.
Ask AI, with every answer cited
A credit analyst chat connected to your firm's private document library. It searches agreements, memos and filings, does the calculations, and cites the document and page behind each answer. Click any citation to open the source.
- Performance trends and what's driving them
- Competitors, market position and share
- Management, strategy and recent events
- Capital structure, liquidity and covenant terms
Peer Comparison
Benchmark any company against its peers on revenue, EBITDA margin, gross margin and EV/EBITDA, with AI-written takeaways on where it leads and where it lags. Peers are suggested automatically and you can edit the set.
Macro Indicator Report
Based on each company's sector and industry, AI picks the economic series that affect its revenue and costs, such as consumer spend, wages, energy, rates and high-yield spreads, and charts them from FRED.
Ask what your credit committee will ask.
Ask in plain English about any company you cover, from performance and competitors to capital structure and covenant terms. Answers include figures and clickable sources.
What's driving the revenue and EBITDA trend?
Performance
Which segments or locations are growing, and which are shrinking?
Performance
How much free cash flow is left after capex and interest?
Cash flow
Who are the main competitors, and is the company gaining or losing share?
Competition
How do its margins and leverage compare with its closest peers?
Competition
Which industry and macro trends could hit revenue or raise costs next year?
Industry & macro
Has management changed, or have there been acquisitions, sales or restructurings?
Management & events
What does the capital structure look like, and when do maturities come due?
Capital structure
What are the financial covenants, and how close was the last reported quarter?
Covenants
We connect your sources, then your team starts asking.
Haptiq's team connects the systems that hold your credit documents and data, for loans you originate and bonds you buy, and keeps those feeds running.
Connect your sources
We set up feeds from data sites such as SyndTrak and DebtDomain, SEC filings, shared drives and data rooms. Documents are mapped to the right company and indexed into a private knowledge base for your firm only.
Bring in the numbers
Financials come in from wherever they live: borrower reporting, SEC filings, market data or your portfolio systems. They land in one standard view across periods. Need another figure or table? Ask in plain English and get the source cited.
Research and ask
With feeds in place, new documents are filed as they arrive, in real time, so Ask AI always works from the latest information. Open any company and ask about the credit.
For every team that underwrites or monitors credit.
Private credit & BDCs
Underwrite new deals and monitor every credit in the book.
Banks
Credit review and ongoing monitoring across the loan book.
CLO managers
Credit research alongside CLO compliance tests on one platform.
Public credit managers
Diligence on high-yield bonds and syndicated loans before you buy.
Each client's documents are kept separate.
Credit AI runs on Haptiq's SOC 2 Type II–audited platform, and each client has its own private knowledge base.
Every answer cites its source document
Your data is never shared across clients
Role-based access for deal teams and committees
Use it alone or with the rest of Olympus™.
Credit AI works on its own. Add Olympus Credit to manage securities, trades and allocations next to your research.
Deploy as a standalone product
CLO compliance testing in Olympus Credit
Connects to Deal Management, Portfolio Management and Data Room